Our Team

RICK SCHULTENOVER, CFP®

Advisor & Partner

Hi, my name is Rick, Certified Financial Planner® with Salus Financial Advisors. I grew up in Minnesota and graduated from the University of Minnesota with a degree in Economics. I started my practice immediately after. Even as a child, I was consistently drawn to finances and finding various ways to earn money to support the activities I was interested in. Early on, my ambitions drove me to be financially responsible and now I have the privilege of helping my clients accomplish similar results. In my free time, you will usually find me outdoors on a mountain, skiing down a mountain or mountain biking. Notice a theme? I live in Colorado and often travel to Minnesota to see clients.

As a fee-based fiduciary advisor, your best interest is my only interest. Uncertainty in the future can cause some to delay or even ignore the creation of a financial roadmap. My role is to help make the planning process feel less daunting with the goal of giving you peace of mind and more control of your finances. The first step in that process is identifying what matters to you most – your goals, needs and fears or concerns. All are part of a comprehensive financial plan that keep you on the path you want to be. As your coach, we will discuss a myriad of items in your plan including, but not limited to – cash flow and spending patterns, retirement vision, debt reduction, college planning, risk management, how and where to invest your hard-earned money as well as any other topics that impact your finances. More important than the actual written plan is the implementation and ongoing monitoring. Without action, the plan is nothing more than a dream. I will help you make those dreams come true!